When making a purchase with a credit card, it’s important to remember a credit card primarily acts as a loan that needs to be paid back. What is a Balance Transfer Credit Card?.How Do I Use a Credit Card Responsibly?.What Are the Benefits of Using a Credit Card?. Putting a hold on a rental car or hotel room.Not linked to checking or savings account.Earn rewards such as cash back or miles points.Below are some of the benefits offered by many credit cards: Credit card benefits It can also be a great resource for purchasing big-ticket items such as TVs, travel packages, and jewelry because the funds for these items are not always immediately at our disposal. A credit card is a convenient financial product that can be used for everyday purchases such as gas, groceries, and other goods and services.
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